9 insurersFigures checked 2026-10-26
Handyman insurance cost
What handyman businesses pay for general liability, from insurers that publish handyman figures, plus starting prices from insurers that list the trade.
We are not an insurance agent. Prices are what each company publishes; your quote will differ. Premiums depend on your trade, state, payroll, limits, deductible, vehicles and claims history. We never produce quotes.
Affiliate disclosure: Some insurers run affiliate programs. Every insurer link on this page is a plain link to the company’s own site today; if we join a program, those links will be marked sponsored. It never changes the figures or the order we show. Details
General liability: what handyman customers paid
Each figure is that insurer’s own customer median or average for the profession named. A–Z, not ranked.
| Insurer | Published figure |
|---|---|
| ERGO NEXT | Average$95/moHandyman · SourceERGO NEXT customers by profession |
| Simply Business | Median$51/moHandyperson · SourceCustomers Jul-Dec 2025 |
Starting prices from insurers that list handyman
These starting prices apply to all professions the insurer covers. Listed A–Z.
| Insurer | Published figure |
|---|---|
| ERGO NEXT | From$19/moAll professions, not handyman-specific · Source |
| Simply Business | From · 10th pct$20.75/moAll professions, not handyman-specific · Source |
From · 10th pct Simply Business “from” figures are the 10th percentile of the policies it sold, not a floor: one in ten customers paid less, nine in ten paid more.
Sample quotes
Each sample is one business in one state with the limits and deductible shown. Yours will differ.
| Insurer | Business | State | Limits | Deductible | Sample quote | Kind / date |
|---|---|---|---|---|---|---|
| Simply BusinessGeneral liability | Handyperson (LLC) | OH | $1M/$2M | $0 | Sample quote$116/mo | Real quote, May 2026Source |
Other cover crews add
- Workers’ comp once you hire
- Commercial auto for the work truck or van
- Tools & equipment for gear you carry
Insurers that list handyman
ERGO NEXT
Visit ERGO NEXTERGO NEXT pricing pageSimply Business
Visit Simply BusinessSimply Business pricing page
More business insurance costs
- Business insurance hub
- General liability cost by trade
- Workers’ comp cost
- Commercial auto cost
- Tools & equipment + BOP vs GL
- Cleaning business insurance cost
- Landscaping insurance cost
- NEXT vs Hiscox
- Hiscox vs biBERK (+ NEXT)
- NEXT vs Thimble vs Simply Business
All figures from each company’s own pages, checked 2026-10-26. We are not an insurance agent and do not sell or recommend coverage; check what your state and your clients require. How we check prices