Cleaning business insurance cost

What cleaning & janitorial businesses pay for general liability, from insurers that publish cleaning & janitorial figures, plus starting prices from insurers that list the trade.

We are not an insurance agent. Prices are what each company publishes; your quote will differ. Premiums depend on your trade, state, payroll, limits, deductible, vehicles and claims history. We never produce quotes.

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General liability: what cleaning & janitorial customers paid

Each figure is that insurer’s own customer median or average for the profession named. A–Z, not ranked.

InsurerPublished figure
ERGO NEXTAverage$60/moHouse cleaner · SourceERGO NEXT customers by profession
ERGO NEXTAverage$75/moJanitorial · SourceERGO NEXT customers by profession
Simply BusinessMedian$41/moJanitorial · SourceCustomers Jul-Dec 2025
Simply BusinessMedian$29/moHousekeeping · SourceCustomers Jul-Dec 2025

Starting prices from insurers that list cleaning & janitorial

These starting prices apply to all professions the insurer covers. Listed A–Z.

InsurerPublished figure
biBERKFrom$27.50/moAll professions, not cleaning & janitorial-specific · Source
ERGO NEXTFrom$19/moAll professions, not cleaning & janitorial-specific · Source
Simply BusinessFrom · 10th pct$20.75/moAll professions, not cleaning & janitorial-specific · Source
ThimbleFrom$17/moAll professions, not cleaning & janitorial-specific · Deductible $0 to $1,000 · Source

From · 10th pct Simply Business “from” figures are the 10th percentile of the policies it sold, not a floor: one in ten customers paid less, nine in ten paid more.

Other cover crews add

Insurers that list cleaning & janitorial

More business insurance costs

All figures from each company’s own pages, checked 2026-10-26. We are not an insurance agent and do not sell or recommend coverage; check what your state and your clients require. How we check prices